APR & AER – Interest rates for borrowing and saving
APR, Annual Percentage Rates is the official rate for borrowing.When the annual percentage rate is calculated, it has to incorporate both the cost of the borrowing and any related fees that are automa[...]
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Bank fees savings
In regards to your bank fees, contact your bank on a regular basis for fee reduction packages, which allow you to save money by paying monthly or yearly fees. You may be able to get discounts on sta[...]
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Complaining Can Save You Money
One thing to keep in mind is many banks would rather offer you a refund then to lose your business. If you discover a discrepancy in your statement or have a problem with anything regarding their serv[...]
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Call your financial institute and save
Another way to save money while still being able to use your credit cards is simply make a call and see if they can offer you a lower interest rate. One thing many consumers do not know is one simple [...]
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Bank fees savings
Check with your bank regularly for any fees reduction packages in which you pay a monthly or yearly fee. You can get discounts on standard variable interest rate, eliminate fees from loans and have[...]
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