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My Saving blog

Saving money tips and strategies




Complaining Can Save You Money

One thing to keep in mind is many banks would rather offer you a refund then to lose your business. If you discover a discrepancy in your statement or have a problem with anything regarding their serv[...]

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Change Your Driving Habits and Save Money

1. Avoid accelerating too quickly; try not to push the gas pedal down more then a quarter of the way down. This will allow the carburettor to function at its best allowing better gas mileage. 2. A[...]

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Call your financial institute and save

Another way to save money while still being able to use your credit cards is simply make a call and see if they can offer you a lower interest rate. One thing many consumers do not know is one simple [...]

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Bank fees savings

Check with your bank regularly for any fees reduction packages in which you pay a monthly or yearly fee. You can get discounts on standard variable interest rate, eliminate fees from loans and have[...]

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Saving money by comparing Interest rates

Find in Google a website that Compares interest rates online, that way you can compare between the different financial institutions. If you email or Fax the lowest interest rate to the company tha[...]

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Change Your Motoring Habits and Save Money

1. Try not to allow your car to warm up for long periods. In colder mornings 30 to 45 seconds is an ample amount of time. 2. Once the engine has warmed up, double check to make sure the automatic c[...]

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Low rate credit cards savings

When searching for a credit card, keep in mind that even if the free rewards seem appealing in the beginning, they can be costly over the long run and many of the credit cards available now days have [...]

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Do not exceed limit on credit cards

Many credit cards will allow you to keep charging even after you have reached the limit. Of course, you should never let this happen, because a good majority of the companies makes a good fortune on t[...]

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Use a Debit card instead of Credit card

A number of banks permit debit cards to be used as a credit card, on the other hand, you are using money you have on your account and cannot obtain into debt. Cards such as these have a Visa/MasterCar[...]

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Pay your credit card bill before the weekend and avoid interest

Another good way to avoid additional interest on your account is to check what day of the week the due date falls on. Sometimes the due dates will fall on a weekend, and if you pay your bill online, y[...]

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